ST George Personal Loans
It offers a number of personal loans including a fixed personal loan, a variable personal loan and a get set loan. The personal loans can be secured or unsecured.
With the variable personal loan the minimum amount loaned is $3,000 and the maximum amount is $80,000. The term can be between one year and seven years. Interest rates are slightly lower than with the fixed personal loan, but they are also vulnerable to being raised when the RBA rate goes up. Payments will lessen further if the loan is secured against a property.
Overpayments can be made and there is a redraw facility available for the overpayments. The interest is calculated on a daily basis which means that the full benefit of the overpayments will be obtained like a savings account. The repayments are monthly, although more frequent repayments are allowed.
With the fixed personal loan there are the same minimum maximum amounts of $3,000 and $80,000 and the term can be between one and seven years. Interest rates are slightly higher than the variable rate loan, but they will not be raised with the RBA rate (and they will not fall further). A secured option is also available. Although overpayments can be made and interest is calculated daily, there is no redraw facility. As with the variable loan, repayments are monthly with more frequent repayments allowed.
St.George allows you to manage your loan account entirely online if you like as you can view your loan through internet banking, check the interest charges or make a payment. You can also see when your next payment is due, or request a redraw. To be eligible for a St.George personal loan you must be able to provide:
- A drivers’ license number if you have one, for each loan applicant.
- The name, address and phone number of your current employer.
- Your weekly after tax income amount.
- Details of your assets, savings and investments.
- Details of your liabilities including credit cards.
- The name, address and phone number of a persona referee.
- Recent tax information if you are self employed.
You can apply for any of the St.George personal loans online, over the phone or in branch in just minutes so you can be enjoying your new car, special holiday or the freedom of a line of credit in no time.
ST George Unsecured Personal Loan Amount
The loan Interest type - Choose a fixed or variable interest rate
Loan term - Choose a term from 1 to 7 years#
Loan amount - Borrow from $3,000 up to $40,000
ST George Unsecured Personal Loan Repayments
Frequency - Choose to repay weekly, fortnightly or monthly
ST George Unsecured Personal Loan Benefits
Redraw facility - Get access to any extra payments you make with a convenient redraw facility (available on variable interest rate loans only)
Internet Banking - Track and manage your loan repayments using Internet Banking
- Switch to eStatements and stop receiving paper statements. You can also view, print and save at least 2 years of statements online
Loan protection - Protect your loan with Consumer Credit Insurance
ST George Unsecured Personal Loan Fees
Establishment fee - Low one-time fee of $150
Administration fee - Flat monthly admin fee of $9
ST George Unsecured Personal Loan How to apply
Apply online - Start your online application now for an Unsecured Personal Loan
Call us - Apply over the phone by calling 13 33 30 and saying "New Personal Loan" when prompted, 8am - 9pm (EST), 7 days a week
Visit a branch - Find your nearest branch
No comments:
Post a Comment