Arkansas Payday Loan Laws
Arkansas state Payday loans law. Arkansas state Payday loans legislation. Arkansas state has differnat payday loans laws. Arkansas state Attorney General is enforcing the state's 17% constitutional limit.
Arkansas Payday Loans LawArkansas Payday Loans Legal Status: Legal (Applies to check cashers only) Arkansas Payday Loans Citation: Ark. Code. Ann. § 23-52-101 et seq.; Ark. Const. art. 19, § 13 Arkansas Payday Loans Terms: Arkansas Payday Loans Maximum Loan Amount: $400 Arkansas Payday Loans Loan Term: 6-31 days Arkansas Payday Loans Maximum Finance Rate and Fees: 10% of check + $10; $5 ID card Arkansas Payday Loans Finance Charge for 14-day $100 loan: $22.22 APR for 14-day $100 loan: 579% Arkansas Payday Loans Debt Limits: Maximum Number of Outstanding Loans at One Time: One per location Arkansas Payday Loans Rollovers Permitted: None (cannot renew or consolidate) Arkansas Payday Loans Cooling-off Period: Arkansas Payday Loans Repayment Plan: Arkansas Payday Loans Collection Limits: Arkansas Payday Loans Collection Fees: NSF fee; Court Costs; Reasonable Attorney's Fees Arkansas Payday Loans Criminal Action: Prohibited (Unless check returned due to closed account and stop-payment by maker) Arkansas Payday Loans Where to Complain, Get Information: Arkansas Payday Loans Regulator: Arkansas State Board of Collection Agencies Arkansas Payday Loans Address: Division of Check-Cashing Companies, 523 Louisiana Street, Suite 460 Little Rock AR 72201 Arkansas Payday Loans Phone: (501) 371-1434 Arkansas Payday Loans Fax: (501) 371-1440 Arkansas Payday Loans Regulatory Contact: Peggy Matson,, Executive Director
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