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Guaranteed Payday Loans

You can receive a guaranteed payday loan by meeting some very easy requirements. The payday loans can be applied for online or offline. All you need to do is fill out a simple application. You will need your banking account information. This is because the payday loan company will deposit the loan amount directly into your banking account. The best thing about these loans is that there are no credit checks done. Therefore, those who have bad or no credit can still obtain a loan like everyone else. Since these payday loans are called payday loans, the loan is expected to be repaid on your next paycheck.

Guaranteed Payday Loans Requirements

The requirements are easy and most payday loan companies aren’t very strict. The requirements you need to meet are the following:

• You must be a citizen of the United States,
• You must be at least 18 years old,
• You must have a job or other steady and reliable income,
• You must have a checking account. If you do not have a checking account, there are payday loans available to those who have a savings account. You are required to have some sort of banking account because the loan amount is directly deposited into your banking account and then the repayment is directly withdrawn from your banking account on its’ due date.

Guaranteed Payday Loans Important Points

• Guaranteed payday loans are give as a short term solution to your financial emergency. It is always best to pay the loan back as soon as you receive your paycheck. Lenders generally directly withdrawal their repayment from your banking account.
• You can extend your payday loan. However, this does involve certain fees for every thirty days you extend the loan. You will need to repay the loan amount, the interest charged and the extra fee that is charged for the extension.