Iowa Payday Loans Laws, Iowa State Payday Loans Legislation, Iowa Payday Loans Rollovers, Repayment Plan, Debt Limits, Finance Rate and Fees

Iowa State Payday Loan Laws

Iowa Payday loan laws. Iowa Payday loan legislation. Iowa Payday loans 15% of the payday loan amount on the 1st $100; 10% on subsequent $100 increments.

Iowa Payday loans maximum term of 31 days. Iowa Payday loans maximum cash advance amount allowable is $500. Iowa Payday loans Rollovers are prohibited.

Iowa State Payday Loan Laws and Legislation Information Iowa Payday loans Legal Status: Legal Iowa Payday loans Citation: Iowa Code Ann. § 533D.1 et seq. Iowa Payday loans Terms: Iowa Payday loans Maximum Loan Amount: $500 Iowa Payday loans Term: Max: 31 days Iowa Payday loans Maximum Finance Rate and Fees: $15: $0-$100; $10 per $100 thereafter Iowa Payday loans Finance Charge for 14-day $100 loan: $16.67 APR for 14-day $100 loan: 433% Iowa Payday loans Debt Limits: Iowa Payday loans Maximum Number of Outstanding Loans at One Time: Two Iowa Payday loans Rollovers Permitted: None (cannot repay, refinance or consolidate) Iowa Payday loans Cooling-off Period: Iowa Payday loans Repayment Plan: Iowa Payday loans Collection Limits: Iowa Payday loans Collection Fees: One $15 NSF fee (exclusive remedy) Iowa Payday loans Criminal Action: Not Specified Iowa Payday loans Regulator: Iowa Division of Banking Iowa Payday loans Address: 200 East Grand Avenue, Suite 300 Des Moines IA 50309 Iowa Payday loans Phone Number: (515) 281-4014 Iowa Payday loans Fax: (515) 281-4862 Iowa Payday loans Regulatory Contact: Rodney Reed,, Finance Bureau Chief