Idaho Payday Loans Laws, Idaho Payday Loans Legislation, Payday Loans Rollovers, Idaho Regulatory Contact, Debt Limits, Legal Status, Repayment Plans

Idaho Payday Loan Laws

Idaho Payday loan laws. Idaho Payday loan legislation. Idaho state has specific payday loans laws.

The maximum term of a Idaho payday loan is 30 days. Idaho Payday loan Maximum amount of a cash advance is $1000.

Idaho State Payday Loan Laws and Legislation Information Idaho Payday Loan Legal Status: Legal Idaho Payday Loan Citation: Idaho Code Ann. § 28-46-401 et seq. Idaho Payday Loan Terms: Idaho Payday Loan Maximum Loan Amount: $1000 Idaho Payday Loan Term: Not Specified Idaho Payday Loan Maximum Finance Rate and Fees: Not Specified Idaho Payday Loan Finance Charge for 14-day $100 loan: APR for 14-day $100 loan: No Limit Debt Limits: Idaho Payday Loan Maximum Number of Outstanding Loans at One Time: Not Specified ($1000 aggregate loans outstanding to all licensees) Idaho Payday Loan Rollovers Permitted: Three (renewals) Idaho Payday Loan Cooling-off Period: Idaho Payday Loan Repayment Plan: Idaho Payday Loan Collection Limits: Idaho Payday Loan Collection Fees: $20 NSF fee + 12% interest per annum on unpaid amount (if disclosed ) Idaho Payday Loan Criminal Action: Prohibited Idaho Payday Loan Regulator: Idaho Department of Finance Idaho Payday Loan Address: Consumer Credit Section, 700 West State Street, 2nd Floor Boise ID 83702 Idaho Payday Loan Phone Number: (208) 332-8000 Idaho Payday Loan Fax: (208) 332-8099 Idaho Payday Loan Regulatory Contact: Mike Larsen,, Consumer Finance Bureau Chief